Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits?
Our “people helping people” philosophy has guided us since 1935, driving our deep commitment to serving our members, communities, and each other. When you join our team, you become part of a purpose-driven organization where your work makes a real difference.
While we’re proud of our history, we’re even more excited about our future. With business and technology transformation on the horizon, there’s never been a better time to be part of BECU.

PAY RANGE

The Target Pay Range for this position is $31.11-$37.88 hourly. The full Pay Range is $24.14-$44.90 hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role. hourly. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.

BENEFITS

Employees and their eligible family members have access to a wide array of employee benefits, such as medical, dental, vision and life insurance coverage.  Employees have access to disability and AD&D insurance.  We also offer health care and dependent care flexible spending accounts, as well as health savings accounts, to eligible employees.  Employees are able to enroll in our company’s 401k plan and employer-funded retirement plan.  Newly hired employees accrue 6.16 hours of paid time off (PTO) on a per pay period basis based on hours worked (up to a maximum of 160 PTO hours per year) and receive ten paid holidays throughout the calendar year. Additional details regarding BECU Benefits can be found here.

IMPACT YOU’LL MAKE:

As a Consumer Loan Underwriter at BECU, you’ll play a critical role in helping members reach their financial goals with confidence and clarity. Your ability to evaluate, analyze, and guide loan decisions ensures members receive not just fast answers—but the right solutions tailored to their needs. You’ll be at the center of key decisions that directly impact people’s lives, partnering across channels, including dealerships, to uphold our commitment to smart, member-first lending. Your expertise will influence quality, service, and process enhancements as you support a culture of continuous improvement and shared success.

WHAT YOU’LL DO:

• Deliver Thoughtful Loan Decisions:
  Review, analyze, underwrite, and approve consumer loans based on your designated lending authority, all while adhering to BECU’s lending policies and guidelines.

• Apply Your Lending Expertise:
  Use your deep knowledge of real estate lending practices, credit policies, and compliance regulations to assess a wide range of consumer loans and credit lines.

• Support Members & Dealers Effectively:
  Engage directly with dealerships and internal teams to evaluate applications, resolve issues, and ensure timely and courteous communication with members and partners.

• Communicate Loan Outcomes with Care:
  Provide clear, respectful explanations for loan denials or counteroffers, and walk members through alternative lending options.

• Champion Process Improvements:
  Monitor workflows and recommend enhancements that boost productivity and service level performance across the team.

• Be a Credit Education Resource:
  Help members understand their credit reports and financial standing, empowering them to make smarter financial choices.

• Analyze Complex Financial Information:
  Confidently review tax returns and cash flow to identify loan eligibility and restructure opportunities when needed.

• Collaborate with Leadership:
  Elevate loan decisions that exceed your authority to leadership with clear, well-documented recommendations.

• Maintain Quality Standards:
  Ensure loans align with BECU’s portfolio quality expectations and regulatory requirements.

• Drive Service Excellence:
  Help track and support performance metrics, contributing to a culture of transparency, high standards, and exceptional service.

• Grow and Adapt with BECU:
  Take on additional duties and responsibilities as needed, supporting innovation and shared team goals.

This isn’t just about ticking off tasks on a list. It's about making a significant, positive change in BECU’s journey, where your contributions are valued, and your growth is continually fostered.

WHAT YOU’LL GAIN:

BECU is looking for a driven and analytical professional who thrives in a member-focused, values-based culture. This opportunity offers:

• Empowered Decision-Making: You’ll have the autonomy and tools to make credit decisions that matter.

• Professional Growth: Access to training, mentorship, and advancement opportunities across BECU’s dynamic financial ecosystem.

• Innovation & Voice: You’ll have a seat at the table when it comes to process improvements and team strategies.

• Collaborative Environment: Be part of a team that values input, supports one another, and works together to reach shared goals.

• ️ Impactful Tools & Tech: Work with modern platforms and systems that support efficiency and informed underwriting.

• Stability & Purpose: Join a not-for-profit, member-owned credit union where your work fuels financial empowerment across communities.

QUALIFICATIONS:

Minimum Qualifications:

• Bachelor’s degree in business or equivalent work or education-related experience.

• Minimum three years of lending-related experience.

• Ability to make sound credit recommendations and decisions.

• Mathematical skills with a high degree of accuracy.

• Verbal and written communication skills in English.

• Ability to effectively problem solve and troubleshoot difficult member situations.

• Full-time availability, with flexibility to work varying schedules and additional hours as necessary.

Desired Qualifications:

• Typically one year of consumer lending underwriting experience including all secured, unsecured, indirect.

JOIN THE JOURNEY

Ready to make an indelible impact? Eager to be a part of a collaborative and innovative team where your ideas and contributions don’t just fill a role, but fuel the growth and success of BECU? This is more than a job – it’s a chance to elevate your career, skills, and future, all while contributing to the robust technological landscape of BECU.

Embrace the opportunity to grow with us. Apply now, bring your expertise to the table, and let’s achieve excellence together at BECU. Your journey of influence, innovation, and impactful contribution starts now.

#BECU #YourGrowth #BECUJourney

EEO Statement:

BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.

Location:

Remote, WA

Additional Locations:

• Remote, AZ